Frugal Times Ten
"Whatever you have, spend less." - Samuel Johnson
If we live within our means, life is less stressful. This means delaying gratification, but it is worth it. We can save a certain amount of every paycheck for those bigger purchases. When we clip coupons and delay purchases, the difference between wants and needs become clearer to us, and decisions become easier. By the time we have enough money., we may even realize we don't even realize we don't need that pricey car or other big purchase anymore.
I WILL NOT SPEND ONE MORE DIME THAN I NEED TO TODAY.